All American
Investment Overview
The All American portfolio models are designed for investors with all risk and return objectives. These models range in target allocations from conservative, balanced, growth and aggressive. Each model is blended and unconstrained, holding mutual funds, with the equity portion focused on specific sectors.
Investment Strategy
The goal of the All American series is to seek growth and outpace the comparative benchmarks. In managing these portfolios, our Proactive Sector Rotation methodology allows us to invest in any combination of sectors or asset classes which we believe have the best potential to achieve the portfolio’s risk and return objectives. The portfolios are fully liquid and utilize the HCM-BuyLine® to potentially minimize loss in a market downturn by moving investments up to 100% in cash or cash equivalents.
Minimum
There is a $25,000 minimum to open an account in the All American series.
Getting Into the Details
The All American series trades mutual funds with an approximate target ratio as seen below. This allocation may vary at the discretion of the manager.
All American Conservative
All American Balanced
All American Growth
All American Aggressive
Platforms
Investment Overview
The All Weather portfolio models are designed for investors nearing or in retirement who are concerned with the preservation of their capital, yet still desire income and growth. This model invests in multi income mutual funds and exchange traded funds (ETFS), and equity mutual funds and ETFs.
Investment Strategy
The goal of the All Weather model is to seek income and growth, while striving to outpace the comparative benchmarks. The model objectively seeks lower volatility investments and consistent absolute return. HCM's methodology continuously monitors the investments to assure positions are not under-performing other possible alternatives. When better profit opportunities are identified, capital is re-deployed. The All Weather model can go up to 100% cash or cash equivalents within its equity position to attempt to minimize loss in market downturns.
Minimum
There is a $25,000 minimum to open an account in the All Weather model.
Investment Overview
The All American portfolio models are designed for investors with all risk and return objectives. These models range in target allocations from conservative, balanced, growth and aggressive. Each model is blended and unconstrained, holding mutual funds, with the equity portion focused on specific sectors.
Investment Strategy
The goal of the All American series is to seek growth and outpace the comparative benchmarks. In managing these portfolios, our Proactive Sector Rotation methodology allows us to invest in any combination of sectors or asset classes which we believe have the best potential to achieve the portfolio's risk and return objectives. The portfolios are fully liquid and utilize the HCM-BuyLine® to potentially minimize loss in a market downturn by moving investments up to 100% in cash or cash equivalents.
Minimum
There is a $25,000 minimum to open an account in the All American series.
Investment Overview
Dividend Income portfolio models are designed for investors who seek growth and income with all risk and return objectives. These models are designed to provide opportunities for profit across market cycles. Ranging in target allocations from conservative, balanced and growth portfolios, the Dividend Income models seeks to select Mutual Funds with the best dividend paying stocks.
Investment Strategy
The goal of the Dividend Income series is to seek growth and income, while striving to outpace the comparative benchmarks. These models typically strive to participate in all markets and sectors by utilizing our Proactive Sector Rotation methodology. The mutual funds inside the models seek to hold the top dividend paying stocks, and are blended to combine both bond and equity strategies. Portfolios rebalance periodically within the multi income investments. These models are fully liquid and can go up to 100% in cash or cash equivalents with the HCM-BuyLine® to potentially minimize loss in a market downturns.
Minimum
There is a $25,000 minimum to open an account in the Dividend Income series.
Investment Overview
The Horizon Income portfolio is for conservative to moderate investors. This model is designed for investors seeking current income in a lower volatility portfolio with the opportunity for capital appreciation and greater risk-adjusted returns than a traditional passively managed fixed income account. This model trades multi income mutual funds and ETFs in all areas of the multi income market.
Investment Strategy
The goal of the Horizon Income portfolio is to seek growth and income, while striving to outpace the Barclays Capital U.S. Aggregate total Return Bond Index. This model typically contains holding in one or two sectors of the multi income market at any given time, utilizing our Proactive Sector Rotation methodology to rotate sectors on a periodic basis based on perceived opportunities for better returns indicated. Investments rotate among various multi income asset classes including, but not limited to short-, medium-, and long-term bonds, high-yield bonds, corporate bonds, convertible bonds, treasuries, and occasionally international bonds and preferred securities. Holdings remain invested 100% of the time, but can get defensive during market downturns and allocate into defensive areas of the market.
Minimum
There is a $25,000 minimum to open an account in Horizon Income.
Investment Overview
The Investor Lifestyle ETF Portfolio (ILPs) models are designed for investors who seek a less active approach to investment management, and have a longer investment time horizon to allow assets to grow. These models range in target allocations and risk/return objectives from conservative, balanced and growth, investing in multi income investments and equities unconstrained by the market and its sectors.
Investment Strategy
The goal of the ILP models is to meet performance objectives over an extended investment period, and to provide investors a defense in times of market downturns. The models utilize HCM's Proactive Sector Rotation methodology to identify target equity and bond investments we believe have the best potential for return. The portfolios are blended to combine both bond and equity program strategies, striving to meet the investor's long-term performance objectives. Utilizing the HCM-BuyLine®, the ILPs can go up to 100% cash or cash equivalents within its equity position to attempt minimize loss in a market downturn.
Minimum
There is a $1,000 minimum to open an account in the ILP ETF series
Investment Overview
The Investor Lifestyle Mutual Fund models (ILP MF) are designed for investors who seek a less active approach to investment management, and have a longer investment time horizon to allow assets to grow. These models range in target allocations and risk/return objectives from conservative, balanced and growth, investing in multi income investments and equities unconstrained by the market and its sectors.
Investment Strategy
The goal of the ILP MF models is to meet performance objectives over an extended investment period, and to provide investors a defense in times of market downturns. The models utilize HCM's Proactive Sector Rotation methodology to identify target equity and bond investments which we believe have the best potential for return. The portfolios are blended to combine both bond and equity program strategies, striving to meet the investor's long-term performance objectives. Utilizing the HCM-BuyLine®, the ILP MF can go up to 100% cash or cash equivalents within its equity position to attempt to minimize loss in a market downturn.
Minimum
There is a $25,000 minimum to open an account in the ILP MF series.
Investment Overview
The Ultra Aggressive portfolio is for high risk tolerance investors seeking to maximize returns and capital gains through an aggressive investment approach. Ultra Aggressive is designed for those who have a long-term investment horizon to sustain possible market fluctuations while seeking income and growth.
Investment Strategy
The goal of Ultra Aggressive is to seek income and growth. This portfolio uses HCM’s Proactive Sector Rotation methodology, rotating holdings among various asset classes based on perceived opportunities for better returns. This portfolio is unconstrained by the market and it sectors, investing in mutual funds and exchange traded funds (ETFs), relying on high-risk, high-reward asset classes. The portfolio will rotate sectors periodically and rebalance periodically based on market movement. Fully liquid, this portfolio can go up to 100% in cash or cash equivalents with the HCM-BuyLine® to potentially minimize loss in a market downturns.
Minimum
The Ultra Aggressive model requires a $500,000 minimum, or $500K accumulative per client with HCM.
Investment Overview
The Viper 2 portfolio models are designed for investors with all risk and return objectives. The models range in target allocations from conservative, balanced, growth and aggressive, investing in multi income investments and equities unconstrained by the market and its sectors.
Investment Strategy
The goal of the Viper 2 models is to seek growth and income, while striving to outpace the comparative benchmarks. Through our proprietary Proactive Sector Rotation methodology, these models can invest in any combination of sectors or asset classes which we believe have the best potential to achieve the portfolio's risk/return objectives. The Viper 2 portfolios typically hold 3-7 different ETFs and/or mutual funds, with the equity portion focused on specific sectors. Utilizing the HCM-BuyLine®, the Viper 2 models are fully liquid and can go to 100% cash or cash equivalents within its equity position to attempt to minimize loss in a market downturn.
Minimum
There is a $25,000 minimum to open an account in the Viper 2 series.
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Whether you’re saving for a new home, planning for retirement or in retirement, we have a portfolio model or tool to suit your needs, risk level and goals.
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How the HCM-Buyline© would have navigated the Great Recession.
